Okay, here's the deal..
I found the camera of my dreams
on Saturday when I was at Target.. Thing is it's $279.99 there.. so me, being the frugal shopper I am.. Snapped a photo of the price marker with all the camera info on it and when I got home I started my research.... it's a Sony Cyber-Shot DSC-H10/b Sony had a refurbished for $199.99.. but I read that their CS is terrible, their reseller rating is horrible.. so, even though it's a Sony camera, I'm really not interested in purchasing it from them.
I found one on ebay with all the accessories (case, mini tripod, 2GB memory card, screen protector) for $259.99/free shipping and NO tax. Thing is, I've never made such a big purchase on ebay, the seller has a very impressive feedback score, so I guess I shouldn't be worried.. but.. well.. advice is always welcome before plunking down so much cash for a purchase