Lisa, you've made a great decision (congrats on that "A" by the way!
) in light of a difficult situation. Very best of luck to you. Sounds like you're determined, and in my book, attitude is at LEAST half of overcoming (I've tried pushing my own attitude to the positve side of things. . .still pushing <grin>)
Dana, dear, you've made a difficult and admirable decision, one that is worthy of pride in your own attitude and determination. I'm sure you've already explored most, if not all of the resources available to you, but just in case, here's another place to peek at: http://federalstudentaid.ed.gov/opportunity/index.html
I wish you and your DH the very best of luck and pray that your efforts are positively rewarded. Please keep us up-to-date on your new life-saga!