I work from home, so I really don’t drive much. It’s very frustrating that my auto insurance rate is the same as someone who has a daily commute. I’ve always thought there should be a low usage rate for people who don’t use their cars much. Now there is!
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I was so excited when I came across Metromile. They offer mileage based car insurance! Metromile is currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington. If you live in one of these states and drive less than 30 miles/day, get an instant quote online. Metromile customers save an average of $611/year on their car insurance.
Whether you barely drive, commute around town, or use the car to get away on the weekends, per-mile car insurance could cut your bill in half. With Metromile, you pay a low base rate, then just pennies per mile. Your bill is based on how far you drive. Low rates start at $29. And if you’re taking a road trip, you won’t be penalized. All miles over 250/day are Free (150/day in New Jersey).
The key to pay-per-mile insurance is the Metromile Pulse, a small, Free wireless device that plugs into your car’s OBD-II port. Installation is easy, and once in place the Metromile Pulse securely counts your miles to determine your total monthly bill. Pay-per-mile insurance doesn’t consider other driving factors such as how fast you drive or how hard you brake, just how many miles you drive.
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